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Home & household insurance

Protect your home. Protect your peace of mind.

Your home is one of your most valuable assets. Cover the structure and everything inside it against fire, flood, theft and more, for about the cost of one family dinner a year.

WhatsApp our specialist Call 99479 96628
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Up to ₹50 lakh cover

One policy for the house itself and the things your family relies on every day.

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From ₹1,500 per year*

That works out to about ₹125 a month, less than most families spend on one dinner out.

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Owners and tenants

Homeowners can cover structure and contents. Tenants can cover just what they own.

What is covered

  • House and building structure
  • Furniture and fixtures
  • Television, refrigerator and washing machine
  • Computers, laptops and electronic gadgets
  • Air conditioners and geysers
  • Kitchen appliances
  • Clothing and household contents
  • Jewellery (as per policy terms)

Protected against

  • Fire and lightning
  • Flood, cyclone and storm
  • Earthquake
  • Burglary and theft (as per policy terms)
  • Accidental damage
  • Other natural calamities

Like everything at iTooTrade, insurance guidance is honest and education-led. We explain what a policy covers, what it excludes and what it really costs, in plain language, so you decide with a clear head. We also stay with you at claim time, when it actually matters.

Don't wait until it's too late

One message is all it takes to understand your options. Our home insurance specialist will walk you through it, no sales pitch.

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Questions

Home insurance, answered simply

How much does home insurance cost in Trivandrum?
Premiums start from ₹1,500 per year for cover of up to ₹50 lakh. That works out to about ₹125 a month. The exact premium depends on the insurer's underwriting guidelines, your property details, the sum insured and the policy terms.
What does home and household insurance cover?
It can cover the house or building structure plus household contents: furniture and fixtures, television, refrigerator and washing machine, computers and electronic gadgets, air conditioners and geysers, kitchen appliances, clothing, and jewellery as per policy terms.
Which risks are covered?
Typical policies protect against fire and lightning, flood, cyclone and storm, earthquake, burglary and theft, accidental damage, and other natural calamities, subject to the policy terms and exclusions.
Can tenants take household insurance?
Yes. Tenants can insure their household contents even if they do not own the building. Homeowners can cover both the structure and the contents.
Is jewellery covered under home insurance?
Jewellery can be covered as per the policy's terms, conditions and limits. Declare valuables when you take the policy so the cover matches what you own.
How do I buy home insurance through iTooTrade?
Call or WhatsApp our home insurance specialist on +91 99479 96628. We explain your options in plain language and help with the paperwork and claims. Policies are issued and underwritten by the respective insurance company.

*Premium starts from ₹1,500 per annum and is subject to the insurer's underwriting guidelines, property details, sum insured, policy terms, conditions and exclusions. Policies are issued and underwritten by the respective insurance company. Insurance is the subject matter of solicitation. Please read the policy document carefully before concluding a sale.